The Self Employment Chronicles

This is where I write about my adventures on the road to becoming self employed.

Revealing Character Through Communication

Some great points about thinking about how our words will be perceived, before we speak. I like Stephanie’s last paragraph were she gives some tips on how to be assertive and let other people know when they are being rude.

Revealing Character Through Communication.

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New Blogs

I’m making some changes to my blog: I will be posting blogs about chocolate here:

http://chocklutworld.wordpress.com/

Lemon Life blogs will be here:

http://lamonaide.wordpress.com/

I will keep writing about my college experiences at this blog site. I figured this way it will be easier for people to find only the content that interests them. Oh, I almost forgot…The Self Employment Chronicles will now be posted here:

http://thevirtualvirtuoso.wordpress.com/

Categories: Chocolate, Christianity, College Life, Current Events, History, Humor, News, Perspectives, The Lemon Life, The Self Employment Chronicles, Uncategorized | Tags: , , , , , | Leave a comment

The Power Of Networking

I have done a lot of reading about how to start an LLC. This is something I can do on my own, but per the advice I have read, I should have a lawyer review my startup documents. I plan to start out as a sole proprietor, so the paper work will be fairly simple and straightforward.  So finding an attorney should also be simple, right? Not exactly. Everything I have read strongly cautions against simply picking a lawyer out of the yellow pages. The reasons include: not all attorneys have knowledge of business law, and not all attorneys will be willing to let me do all the work; some may want to do everything for me, and I cannot afford that.

To find a good lawyer, I turned to my (you will have to sign in to see the discussion) LinkedIn network, and they did not let me down. I received some great advice, leads I didn’t expect, and I connected with several new people and expanded my network.

One of my contacts, an attorney in Wisconsin (I wish she practiced in New York, and I told her this), gave me the good advice that every business needs a good lawyer, and a good accountant. I already have an excellent accountant. In fact, I will give them a good plug:

It is a small business; they don’t have a website, but they are listed on Google plus: Cole Income Tax Service in Williamson, NY. They are great; Linda Strong has done my personal income taxes for several years. You can also read the Better Business Bureau’s review of Cole Income Tax on the BBB’s site.

Next, I will start contacting these attorneys, and see if they are willing to take me on as a client, with the understanding that I plan to do most of the work myself, to keep my startup costs as low as possible.

Categories: Current Events, News, Perspectives, The Self Employment Chronicles, Uncategorized | Tags: , , , , , , , , , | Leave a comment

The Lemon Life

The idea for this started with a comment I made on my Facebook page:

“When life hands you lemons…”

I didn’t finish it, because everyone knows the second part; “make lemonade.”

I made this comment on my Facebook after finding out I did not pass one of my classes, and I would have to go to college for one more semester in order to finish my degree. I decided to add a couple of classes toward a second degree, to make in more worth my while, since I had to be there anyway. That was how I planned to make lemonade out of the lemon I was handed.

A few weeks later, a good friend of mine, inspired by my post, gave me a graduation gift (I was able to walk across the stage in the ceremony on May 19, I just can’t get my diploma yet) which included a lemon. I loved it! I put it in my freezer, where it stayed for about two weeks.

I’m going through a season of uncertainty right now; I do not have a job yet, and I am getting concerned about that. My husband and I are surviving on unemployment, and a student loan, which is now dwindling fast.

So how did I make lemonade with these ingredients? I’ll tell you later.

First, a few weeks ago, after a tiring day, I decided to make some iced tea. I boil it, so it takes about twenty-four hours, but I figured it would be a nice treat for the next day; I love ice-cold tea. So I started making it, then I remembered that lemon, in my freezer. I thought, ‘that will go good in iced tea.’ I pulled it out. I wasn’t sure if I would be able to cut it up while it was still frozen, but surprisingly, it wasn’t hard to cut.

All of this time, I was thinking about lemons, and making lemonade, when all of a sudden, I had an idea.

‘Why not blog about how people have overcome difficult situations—in other words—made lemonade?’ And “Lemon Life” was born. Lemon Life is where I will write about true inspirational stories: my own and other people’s.

Right now, I have the time, because I am not working yet. So that’s how I’m making lemonade with the ingredients I have been given.  

And this has been my first inspiring story! Thank you for reading it. Oh, I almost forgot—the iced tea turned out great! About the picture—I don’t like my smile, so I borrowed Julia Roberts’s. I realize the picture doesn’t look professional, but since I can’t afford fancy photo editing software, I did the best I good with the Paint program on my computer.

Categories: Christianity, College Life, Current Events, History, Humor, News, Perspectives, The Lemon Life, The Self Employment Chronicles | Tags: , , , | Leave a comment

Still Researching

I checked out some books from the library recently. Nolo has some very good resources for people interested in starting a business. These ones have helped me:

Your Limited Liability Company: An Operating Manual, by Anthony Mancuso

Form Your Own Limited Liability Company, by Anthony Mancuso

How to Write a Business Plan, by Mike McKeever

Legal Guide to Starting and Running a Small Business, by Fred Steingold

These are all excellent books for anyone who is, like me, interested in starting their own business. I found these books available at the library, and they are available at www.nolo.com, along with many other helpful resources and legal information.

I think that more and more people will be taking the self-employment route. If Obamacare is enacted, it will result in a snowball effect in many areas. Employers who are faced with having to provide all of their full time employees with health care are likely to cut back either their employees’ hours, or cut jobs all together, in order to cut costs. That is not going to help our economy. Neither will our economy be helped by an increase in the number of people on Medicaid.

Medicaid is not free—it comes out of our taxes. In spite of what Obama claimed in the interview with Stephanopoulos (I don’t have space here to go into details about everything, if you would like more information, I suggest you listen to Obama’s interview with George Stephanopoulos, and look into the terms of Obamacare for yourself.), Obamacare is a tax.

I am all for people having health care, but not when the people no longer have a choice, not when insurance companies no longer have a choice about who they will cover, not when employers don’t have a choice. It may sound good on the surface, but it is not free, it is coming out of our tax dollars.

It is not creating jobs; it is taking jobs away. As I said earlier, I think we will see more and more small businesses cropping up: sole proprietorships, and independent contractors.

Employers are going to be less willing to hire, much less pay out benefits. Therefore, I think we are going to see an increase in the number of independent contractors. That is what I plan to do, and for those interested in doing likewise, I plan to write about my adventures, to help likeminded people.

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Research, Research, and more Research…

I have been thinking about working as a virtual assistant since before I started college. I have researched it, a lot, online, and in books. I have found a lot of useful information, and now, (drum roll) I’m ready to take the plunge. However, this does not mean I am giving up on my traditional job search, because I think it would be dumb to do that, as this process could take, never mind could, it probably will take a long time. At first, I planned to file a DBA as a sole proprietor, but now, after what I have read recently, that I might be better off incorporating as an LLC. Today, I printed out a ream of forms from SCORE, and the county website. Monroe county that is, because I am planning to move to Rochester. Hubby and I have been talking it over, both the move and the business, and he thinks both are good ideas. Which I‘m glad for. Makes it a lot easier than if he didn’t.

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